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A Yacht at Sea

High Net Worth Insurance


We’ll help you build an insurance portfolio that protects your personal and professional assets 


When your business, professional and private interests grow and change, so do the complexity of your risks. From dealing with more complicated financial protection, you require the services of seasoned investment in high net worth insurance services experts. Like those at Olsen & Olsen Insurance Services, our Certified Insurance Counselors will work tirelessly with you to identify, assess and manage the unique set of risks that come with a high net worth. Our highly trained, experienced insurance professionals specialize in providing expert guidance and customized risk management solutions to high net worth individuals.

We provide the specialized expertise in insurance and risk management that high net worth clients demand, including these high net worth insurance services:

  • Homeowner’s insurance for high value homes, multiple properties and coastal properties bodily injury, personal injury or property damage

  • Personal excess liability to provide financial protection against claims for coverage of valuable articles that takes into account market fluctuations that may affect the protection required

  • Obligations for employers of domestic staff, including risks assessments related to employment practices and workers’ compensation 

  • Auto insurance for vehicles, including antique, collector and recreational cars, as well as motorcycles and motor homes 

  • Watercraft insurance for all types and sizes of watercraft, and the risks associated with their operation, including mega-yachts, paid crew vessels, live-aboard vessels, high-performance boats and wooden hulls

  • Professional liability insurance to protect your office Life Insurance for high net worth individuals has many more benefits than income protection


Olsen & Olsen Insurance Services provides risk management and crisis management expertise to high net worth insurance clients and family offices services, including:

  • Security risk services

  • Protective intelligence

  • Travel briefings

  • Personal security awareness training

  • Background checks

  • Specialized identity theft protection

  • Assistance with coordinating security services

  • Investigative services

  • Risk assessment services

  • Lifestyle assessment

  • Cyber activity risk assessment

  • Cyber security assessment

  • Online reputation assessment

  • Property risk assessment

  • Property security assessment

  • Employee personality/suitability assessments

  • Electronic countermeasures (ECM) assessment

  • Crisis response services

  • Crisis counseling

  • Threat of violence consultation

  • Kidnap, ransom/extortion response services

  • International evacuation planning and response coordination

  • Disaster planning and response coordination

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